Homeowner/Property Insurance News
 

This past Legislative session, the Florida Legislature passed the “homeowner bill of rights”.

This bill concentrated on Public Adjusters.  Know that a Public Adjuster can help you with your claim against the insurance company.

 Public Adjusters can not solicite you within the first 48 hours of a loss.  A Public adjuster can only solicite you from 8 AM to 8 PM Mon-Sat.

You also have 3 business days to change your mind and cancel the contract, it must be in writing with return receipt.

A Public Adjuster can not charge more than 20%  for a loss and no more than 10% in a state of emergency

Proof of Loss

A condition precedent to filing a lawsuit is completing a Sworn Proof of Loss.  Before filling out a sworn proof of loss make sure that you know exactly what you are entitled to

 

 

 

 

 

 

 

 

 

 

 

    
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